Are you searching online for a financial coach because you are buried in debt, burdened by student loans, thinking about bankruptcy, or just lost with money? Foreclosure?

Looking for someone who is intimately familiar with the 7 Baby Steps? Wanting to work with a Ramsey Solutions trained financial coach who can take Financial Peace University to the next level?

If so, you are in the right place.

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What is Financial Peace? Financial Peace is that feeling you have when the car breaks and you don't have to skip a mortgage payment to fix it.Financial Peace is when you stop living paycheck to paycheck, can live the life you want, and can retire in dignity.

Financial Peace is having a plan for your money so money works for you.

If you aren't following a money plan, then you need a financial coach.

Financial Peace just doesn't happen overnight. Finding it requires intentionality, diligence, and a plan. Financial Peace can often require some sacrifice. And just like climbers need a Sherpa to create a plan and guide them up Mt. Everest, seekers of Financial Peace can benefit from a guide to help them along the path, avoid the avalanches, and reach the top. 

Let me be your guide.

Panoramic view of Mount Everest from Kal


Your Greatest Self.

You may be reading this and thinking you don't need a coach because you are paying your bills and making your payments.

Careerbuilder says 78% of Americans live paycheck to paycheck. Those of you in the 22% can still use a guide from time to time to make sure your on the right path.

For those of you in the 78% - This causes massive stress on marriages that often end in divorce. So once you are out of debt we need to implement the defenses to keep you out of debt and the offense to grow your money so you no longer fight with your spouse over money, the kids go to college, the house gets paid off early, and you can retire in dignity and enjoy your life - Together.

And then you can start giving generously and experience the joys that come with it.

Now that's Financial Peace.

Book now.



As you can imagine, I am constantly talking with people about money. Almost everyone is in debt of some kind, especially the dreaded student loans. Many don't know how their kids will go to college, or how they will retire. They are living paycheck to paycheck. Most don't have enough in the bank to pay for a $1000 care repair.


Most of these people realize that they need to get out of debt, get an emergency fund, and fund their retirement, but the timing isn't right. Or they don't want to give up their lifestyle quite yet. Or they have to wait until the kids are out of college. Or they're too old. It goes on and on.

If you are breathing you are not too old or too young to get out of debt and save money. No matter where you are in life the longer you delay cleaning up your financial mess, the less time you will actually have to enjoy life.

if you are reading this you may be confused, worried, or even terrified. You may have $1 million in the bank or be in foreclosure. You're feeling lost in the dark on a mountain with no way out. If only you had a guide to draw you a map, show you how to use a compass, and provide you a flashlight. Maybe even someone to pray with you.

You should not live life in fear.



Getting into debt was easy. Getting out won't be. But in the end you will be happier and you will be able to start living. Vacations are way more fun when the credit card bill doesn't follow you home. And retirement is something to look forward to when you know the money is there for you to travel, enjoy the grand kids, or just know you will be able to live with dignity.

So what are you waiting for? Stop talking about finding Financial Peace. Let me guide you through this so you can start living.

Book your consultation now.

Friends carrying skis on mountain top

My name is Matthew Adkins and I have been helping teach Northwest Ohio the fundamentals of personal finance with Dave Ramsey's Financial Peace University since 2012.

I have helped many people save an emergency fund, get out of debt, plan for retirement, save for their kid's college, pay off their home early, and then give like only a debt free person can do.

And I can help you, too!

As a Ramsey Solutions Master Financial Coach I work deeper with you than in a class. I work one on one with you and your spouse to assess your situation, develop a plan, deal with emergencies, and then guide you as you implement the plan and succeed in life.

No matter where you are in life you CAN get out of debt, you CAN stop the phone calls, you CAN live in a nice home, and you CAN retire with dignity.

Bankruptcy is not an option. Financial Peace is.

Let me be your guide.